Nicola Middlemiss is a senior journalist specialising in personal finance and insurance. With nearly a decade of experience in business and finance journalism, Nicola has a deep understanding of commercial insurance within the Australian market. Over the course of her career, she has contributed thousands of articles to well-respected publications including Domain, Financy, Yahoo Finance, Money Magazine, Insurance Business Australia, and Your Investment Property. With a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) ASIC-approved certification, Nicola is committed to providing Australians with the tools and knowledge they need to make smart financial decisions, whether it’s navigating complex insurance policies or building personal wealth.
Expertise
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Commercial business insurance
Education
Bachelor of Arts: English and Art History | University of Leeds | 2010-2013
Income protection insurance is a financial safety net if sickness or injury stops you from working. It pays out part of your usual income, so you can keep up with everyday expenses.
Pet insurance can help you manage unexpected healthcare costs for your pet. You pay a monthly or annual premium and, in exchange, you get peace of mind that you'll have financial support if your pet is sick or injured and needs veterinary care.
Private health insurance provides coverage beyond Medicare. It can make in-hospital healthcare more convenient and everyday healthcare costs more affordable. Learn more.
SPONSORED: Lots of Australians are looking for ways to cut household costs and private health insurance is sometimes on the chopping block. But, that might not be the most money-savvy idea.
SPONSORED: Health insurance is a great way to manage medical costs throughout the year - but that's not the only benefit. There may be extra perks on offer which could help you get more for your money.
GMCU home insurance is backed by Allianz, which has a strong complaints record and solid benefits. However, premiums are also more expensive than average.
Australian Unity has a strong complaints record and competitive benefits, but it’s lacking in underinsurance protection which is a popular feature offered by many other brands.
Nicola Middlemiss25 March 2025
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